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New Year, New Savings

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So the New Year is upon us once again. Time to forget the old and say hello to the new, time to revaluate one’s own path and make the necessary changes needed. You always hear people making resolutions to quit smoking, lose weight, get organized and enjoy life more. While those are great goals, one in particular should be on top of that list…let’s all say it together GET OUT OF DEBT!!!!

As funny as it may sound, getting out of debt will help you with your other resolutions this year and vise versa. If you quit smoking and took all the money you would have spent on buying a pack a day, and set up your checking account to take out $4 a day and put it into your savings account you could save about $120 a month which would turn into $1440 by years end!

If you’re wanting to get into better physical shape and save some cash, obviously you could cut the fat (Ha! See what I did there?) by not eating out everyday. At the grocery store you could use coupons and take advantage of the store deals. Also, you could buy healthy foods in bulk from stores like Sam’s and Costco. Besides getting a gym membership you could take advantage of walking or running at parks, looking online for free workout videos/planners and learn workouts that don’t need equipment.

Getting organized can also save you money. As you start to go through everything and notice stuff you have not used in forever think about having a garage sale, donating items for a tax deduction, or posting items to eBay or craigslist. The key is to take the money earned there and put it into savings or paying off debt.

Last but not least you can enjoy life more because you now know that you are saving money and making steps to a better you. So what are some of the tips or what are you doing to get a fresh start in the New Year?