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Redwing95

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“Did, umm... did Caesar live here?”

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In celebration of The Hangover being released on DVD last week I’ll be posting the final installment of my series on buying your first house. I’m going to cover the home inspection, homeowners insurance and the closing. Don’t worry. I’ll be quick.

I went out and picked up a copy of the movie and have watched it roughly eighteen times since Tuesday. Still as good as I remember and while all the characters are great in it, Alan carries that movie.

This quote doesn’t really have anything to do with the three topics I’m going to discuss. I just think it’s a hilarious line and I only have so many lines to choose from that would be appropriate for this post.

These final three steps were fairly painless for me. My real estate agent set up the home inspection and there were very few things that needed repair on the house. There was part of the foundation that needed to be fixed but if you live in Oklahoma that is very common. The sellers made the required repairs and we were ready to move on to the closing.

In the meantime, I contacted a local insurance agent and got my homeowners insurance taken care of. Sometimes if you use the same insurance company for both your home and car you can save some cash. It’s definitely worth checking into. All I really had to do was go by his office and sign some papers. Not too bad at all.

Finally, the day came to close on the house. I met my real estate agent at the mortgage company and signed my name roughly 27,000 times. I kid but seriously, it was a lot. They handed me the keys to my new house and I was officially a homeowner. For more information all this stuff go here.

I have to admit, it was pretty sweet. The next day I started to paint, tear out old carpet and move in some of my stuff. I’ve been in my house a couple months now and I love it. A good friend is my roommate, I’ve got a nice backyard and I have friends over all the time to hang out. It’s great. If you’re in a position that you’re able to buy your first house I would highly recommend. I would also highly recommend watching The Hangover. I mean, that is, if you like to laugh…a lot. If you don’t there’s probably something wrong with you. Happy holidays everyone!